Opening an account for someone else can make you an accomplice to crimes

The Office for Prevention and Fight against Money Laundering informs that every year, hundreds of people in the Republic of Moldova become victims of scammers who pose as bank employees and use phones, social networks or messaging applications to deceive people. They promise profitable investments, raffles or limited offers, but the real goal is to steal money.

A frequently used method involves so-called "droppers" - intermediaries through whom illegally obtained money is transferred. Most often, these are young people or vulnerable people (unemployed, pensioners, etc.), convinced to open bank accounts or cards in exchange for sums of money.
The stolen money ends up on the droppers' cards, after which it is quickly withdrawn or converted into cryptocurrencies to make it more difficult to identify the criminals.

What seems like a quick win can turn a dropper into an accomplice to crime, with serious risks: account blocking, financial restrictions, and even criminal liability.

Authorities monitor transactions and identify individuals involved. Once included on monitoring lists, they may face difficulties in opening bank accounts or accessing certain financial services.

Do not open accounts and cards for other people, regardless of the financial promises received!
Report any scam attempts and help stop these dangerous networks.
If you have been contacted by scammers, call 112 immediately.

The video was made as part of the REDACT project, implemented by the United Nations Development Program Moldova, with the aim of informing and raising public awareness about the risks of financial fraud and economic crime.