{"id":4599,"date":"2025-09-10T10:09:11","date_gmt":"2025-09-10T07:09:11","guid":{"rendered":"https:\/\/spcsb.md\/?page_id=4599"},"modified":"2026-03-11T10:35:26","modified_gmt":"2026-03-11T08:35:26","slug":"evaluare-risc","status":"publish","type":"page","link":"https:\/\/spcsb.md\/en\/evaluare-risc\/","title":{"rendered":"Risk Assessment"},"content":{"rendered":"<style>.kb-row-layout-id4599_e3d332-99 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id4599_e3d332-99 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id4599_e3d332-99 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-none, 0rem );padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id4599_e3d332-99 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id4599_e3d332-99 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id4599_e3d332-99 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id4599_e3d332-99 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-id4599_e3d332-99 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id4599_e3d332-99 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id4599_e3d332-99 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id4599_e3d332-99 alignnone timeline wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-5-columns kt-row-layout-row kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column4599_55d0d3-74 > .kt-inside-inner-col{display:flex;}.kadence-column4599_55d0d3-74 > .kt-inside-inner-col,.kadence-column4599_55d0d3-74 > 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.kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id4599_c9cbee-a4 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id4599_c9cbee-a4 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-none, 0rem );padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);grid-template-columns:minmax(0, calc(45% - ((var(--global-kb-gap-none, 0rem ) * 2 )\/3)))minmax(0, calc(10% - ((var(--global-kb-gap-none, 0rem ) * 2 )\/3)))minmax(0, calc(45% - ((var(--global-kb-gap-none, 0rem ) * 2 )\/3)));}.kb-row-layout-id4599_c9cbee-a4 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id4599_c9cbee-a4 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-id4599_c9cbee-a4 > .kt-row-column-wrap{grid-template-columns:repeat(3, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id4599_c9cbee-a4 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-sm, 1rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id4599_c9cbee-a4 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id4599_c9cbee-a4 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(1 of *:not(style)){order:3;}.kb-row-layout-id4599_c9cbee-a4 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(2 of *:not(style)){order:2;}.kb-row-layout-id4599_c9cbee-a4 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(3 of *:not(style)){order:1;}.kb-row-layout-id4599_c9cbee-a4 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(4 of *:not(style)){order:13;}.kb-row-layout-id4599_c9cbee-a4 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(5 of *:not(style)){order:12;}.kb-row-layout-id4599_c9cbee-a4 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(6 of *:not(style)){order:11;}.kb-row-layout-id4599_c9cbee-a4 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(7 of *:not(style)){order:23;}.kb-row-layout-id4599_c9cbee-a4 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(8 of *:not(style)){order:22;}.kb-row-layout-id4599_c9cbee-a4 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(9 of *:not(style)){order:21;}.kb-row-layout-id4599_c9cbee-a4 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(10 of *:not(style)){order:33;}.kb-row-layout-id4599_c9cbee-a4 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(11 of *:not(style)){order:32;}.kb-row-layout-id4599_c9cbee-a4 > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(12 of *:not(style)){order:31;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id4599_c9cbee-a4 alignnone timeline-item wp-block-kadence-rowlayout\" id=\"NRA2025\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column4599_d76d05-ff > .kt-inside-inner-col,.kadence-column4599_d76d05-ff > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_d76d05-ff > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_d76d05-ff > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_d76d05-ff > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_d76d05-ff > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_d76d05-ff{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_d76d05-ff > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_d76d05-ff > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_d76d05-ff\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id4599_ddb909-cd > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id4599_ddb909-cd > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id4599_ddb909-cd > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);}.kb-row-layout-id4599_ddb909-cd > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id4599_ddb909-cd > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id4599_ddb909-cd > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id4599_ddb909-cd > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-id4599_ddb909-cd > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id4599_ddb909-cd > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id4599_ddb909-cd > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id4599_ddb909-cd alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-row kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column4599_9266a1-01 > .kt-inside-inner-col,.kadence-column4599_9266a1-01 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_9266a1-01 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_9266a1-01 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_9266a1-01 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_9266a1-01 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_9266a1-01{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_9266a1-01 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_9266a1-01 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_9266a1-01\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading4599_a818fe-ba_0, .wp-block-kadence-advancedheading.kt-adv-heading4599_a818fe-ba_0[data-kb-block=\"kb-adv-heading4599_a818fe-ba_0\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading4599_a818fe-ba_0 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4599_a818fe-ba_0[data-kb-block=\"kb-adv-heading4599_a818fe-ba_0\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4599_a818fe-ba_0 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4599_a818fe-ba_0[data-kb-block=\"kb-adv-heading4599_a818fe-ba_0\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading4599_a818fe-ba_0 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4599_a818fe-ba_0\"><strong>Evaluarea na\u021bional\u0103 a riscurilor \u00een domeniul sp\u0103l\u0103rii banilor \u0219i finan\u021b\u0103rii terorismului<\/strong><\/h3>\n<\/div><\/div>\n\n\n<style>.kadence-column4599_f64b14-d6 > .kt-inside-inner-col,.kadence-column4599_f64b14-d6 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_f64b14-d6 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_f64b14-d6 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_f64b14-d6 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_f64b14-d6 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_f64b14-d6{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_f64b14-d6 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_f64b14-d6 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_f64b14-d6\"><div class=\"kt-inside-inner-col\">\n<p class=\"ticss-e52e63e1\">Procesul de evaluare na\u021bional\u0103 a riscurilor a fost efectuat pentru perioada anilor 2020-2024 \u0219i are drept scop relevarea amenin\u021b\u0103rilor \u0219i vulnerabilit\u0103\u021bilor existente \u00een sistemul na\u021bional de prevenire \u0219i combatere a sp\u0103l\u0103rii banilor \u0219i finan\u021b\u0103rii terorismului. Rezultatele procesului de evaluare contribuie la gestionarea \u015fi alocarea eficient\u0103 a resurselor de c\u0103tre autorit\u0103\u021bile responsabile \u0219i entit\u0103\u021bile raportoare, precum \u0219i la determinarea nivelului m\u0103surilor de control aplicate la un produs sau la un sector particular. <\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column4599_5df52d-73 > .kt-inside-inner-col,.kadence-column4599_5df52d-73 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_5df52d-73 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_5df52d-73 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_5df52d-73 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_5df52d-73 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_5df52d-73{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_5df52d-73 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_5df52d-73 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_5df52d-73\"><div class=\"kt-inside-inner-col\">\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items4599_2b6422-40:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items4599_2b6422-40 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items4599_2b6422-40 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items4599_2b6422-40 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items4599_2b6422-40 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items4599_2b6422-40 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{font-size:19px;}.kt-svg-icon-list-items4599_2b6422-40 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items4599_2b6422-40 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-4599_102e51-6c .kt-svg-icon-list-single{font-size:30px !important;}.kt-svg-icon-list-item-4599_102e51-6c .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-4599_102e51-6c ticss-9f9fa5f9\"><a href=\"https:\/\/spcsb.md\/wp-content\/uploads\/2026\/03\/NRA_summary-2025.pdf\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_arrowDownCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><polyline points=\"8 12 12 16 16 12\"\/><line x1=\"12\" y1=\"8\" x2=\"12\" y2=\"16\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">See full <strong>National Risk Assessment Report in the Field of Money Laundering and Terrorist Financing<\/strong> (2025)<\/span><\/a><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n<style>.kadence-column4599_27093c-39 > .kt-inside-inner-col{display:flex;}.kadence-column4599_27093c-39 > .kt-inside-inner-col,.kadence-column4599_27093c-39 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_27093c-39 > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_27093c-39 > .kt-inside-inner-col{flex-direction:column;align-items:center;}.kadence-column4599_27093c-39 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column4599_27093c-39 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column4599_27093c-39 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_27093c-39 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_27093c-39{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_27093c-39 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}@media all and (max-width: 767px){.kadence-column4599_27093c-39 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_27093c-39 timeline-center\"><div class=\"kt-inside-inner-col\"><style>.kt-svg-icons4599_9e7ffc-4b .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette4, #2D3748);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons4599_9e7ffc-4b{justify-content:center;}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons4599_9e7ffc-4b alignnone\"><style>.kt-svg-item-4599_ffe330-88 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-4599_ffe330-88 .kb-svg-icon-wrap{font-size:50px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-default kt-svg-icon-wrap kt-svg-item-4599_ffe330-88 timeline-icon\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronsLeft\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"11 17 6 12 11 7\"\/><polyline points=\"18 17 13 12 18 7\"\/><\/svg><\/span><\/div>\n<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column4599_0aa0d9-3e > .kt-inside-inner-col{display:flex;}.kadence-column4599_0aa0d9-3e > .kt-inside-inner-col,.kadence-column4599_0aa0d9-3e > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_0aa0d9-3e > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_0aa0d9-3e > .kt-inside-inner-col{flex-direction:column;align-items:flex-start;}.kadence-column4599_0aa0d9-3e > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column4599_0aa0d9-3e > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column4599_0aa0d9-3e > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_0aa0d9-3e > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_0aa0d9-3e{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_0aa0d9-3e > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:flex-start;}}@media all and (max-width: 767px){.kadence-column4599_0aa0d9-3e > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_0aa0d9-3e kb-section-dir-vertical\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading4599_050976-c3, .wp-block-kadence-advancedheading.kt-adv-heading4599_050976-c3[data-kb-block=\"kb-adv-heading4599_050976-c3\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading4599_050976-c3 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4599_050976-c3[data-kb-block=\"kb-adv-heading4599_050976-c3\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4599_050976-c3 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4599_050976-c3[data-kb-block=\"kb-adv-heading4599_050976-c3\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading4599_050976-c3 timeline-year wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4599_050976-c3\"><strong>2025<\/strong><\/h2>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n<style>.kadence-column4599_350d3a-95 > .kt-inside-inner-col{display:flex;}.kadence-column4599_350d3a-95 > .kt-inside-inner-col,.kadence-column4599_350d3a-95 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_350d3a-95 > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_350d3a-95 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_350d3a-95 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_350d3a-95 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_350d3a-95{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_350d3a-95 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_350d3a-95 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_350d3a-95\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id4599_ca26c5-78 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id4599_ca26c5-78 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id4599_ca26c5-78 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-none, 0rem );padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(45% - ((var(--global-kb-gap-none, 0rem ) * 2 )\/3)))minmax(0, calc(10% - ((var(--global-kb-gap-none, 0rem ) * 2 )\/3)))minmax(0, calc(45% - ((var(--global-kb-gap-none, 0rem ) * 2 )\/3)));}.kb-row-layout-id4599_ca26c5-78 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id4599_ca26c5-78 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-id4599_ca26c5-78 > .kt-row-column-wrap{grid-template-columns:repeat(3, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id4599_ca26c5-78 > .kt-row-column-wrap{row-gap:var(--global-kb-gap-sm, 1rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id4599_ca26c5-78 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id4599_ca26c5-78 alignnone timeline-item wp-block-kadence-rowlayout\" id=\"NRA2024\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column4599_e1e7c3-24 > .kt-inside-inner-col,.kadence-column4599_e1e7c3-24 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_e1e7c3-24 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_e1e7c3-24 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_e1e7c3-24 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_e1e7c3-24 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_e1e7c3-24{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_e1e7c3-24 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_e1e7c3-24 > .kt-inside-inner-col{display:flex;flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_e1e7c3-24\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading4599_b2d86c-5a, .wp-block-kadence-advancedheading.kt-adv-heading4599_b2d86c-5a[data-kb-block=\"kb-adv-heading4599_b2d86c-5a\"]{text-align:right;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading4599_b2d86c-5a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4599_b2d86c-5a[data-kb-block=\"kb-adv-heading4599_b2d86c-5a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4599_b2d86c-5a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4599_b2d86c-5a[data-kb-block=\"kb-adv-heading4599_b2d86c-5a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading4599_b2d86c-5a timeline-year wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4599_b2d86c-5a\"><strong>2024<\/strong><\/h2>\n<\/div><\/div>\n\n\n<style>.kadence-column4599_f953ce-09 > .kt-inside-inner-col{display:flex;}.kadence-column4599_f953ce-09 > .kt-inside-inner-col,.kadence-column4599_f953ce-09 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_f953ce-09 > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_f953ce-09 > .kt-inside-inner-col{flex-direction:column;align-items:center;}.kadence-column4599_f953ce-09 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column4599_f953ce-09 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column4599_f953ce-09 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_f953ce-09 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_f953ce-09{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_f953ce-09 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}@media all and (max-width: 767px){.kadence-column4599_f953ce-09 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_f953ce-09 timeline-center\"><div class=\"kt-inside-inner-col\"><style>.kt-svg-icons4599_9607cc-15 .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette4, #2D3748);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons4599_9607cc-15{justify-content:center;}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons4599_9607cc-15 alignnone\"><style>.kt-svg-item-4599_89e873-cc .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-4599_89e873-cc .kb-svg-icon-wrap{font-size:50px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-default kt-svg-icon-wrap kt-svg-item-4599_89e873-cc timeline-icon\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronsRight\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"13 17 18 12 13 7\"\/><polyline points=\"6 17 11 12 6 7\"\/><\/svg><\/span><\/div>\n<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column4599_841612-78 > .kt-inside-inner-col{display:flex;}.kadence-column4599_841612-78 > .kt-inside-inner-col,.kadence-column4599_841612-78 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_841612-78 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_841612-78 > .kt-inside-inner-col{flex-direction:column;align-items:flex-start;}.kadence-column4599_841612-78 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column4599_841612-78 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column4599_841612-78 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_841612-78 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_841612-78{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_841612-78 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:flex-start;}}@media all and (max-width: 767px){.kadence-column4599_841612-78 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:flex-start;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_841612-78 kb-section-dir-vertical\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id4599_c3b363-bf > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id4599_c3b363-bf > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id4599_c3b363-bf > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);}.kb-row-layout-id4599_c3b363-bf > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id4599_c3b363-bf > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id4599_c3b363-bf > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id4599_c3b363-bf > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-id4599_c3b363-bf > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id4599_c3b363-bf > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id4599_c3b363-bf > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id4599_c3b363-bf alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-row kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column4599_6827b9-61 > .kt-inside-inner-col,.kadence-column4599_6827b9-61 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_6827b9-61 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_6827b9-61 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_6827b9-61 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_6827b9-61 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_6827b9-61{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_6827b9-61 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_6827b9-61 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_6827b9-61\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading4599_0611ac-f1, .wp-block-kadence-advancedheading.kt-adv-heading4599_0611ac-f1[data-kb-block=\"kb-adv-heading4599_0611ac-f1\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading4599_0611ac-f1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4599_0611ac-f1[data-kb-block=\"kb-adv-heading4599_0611ac-f1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4599_0611ac-f1 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4599_0611ac-f1[data-kb-block=\"kb-adv-heading4599_0611ac-f1\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading4599_0611ac-f1 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4599_0611ac-f1\"><strong>Evalu\u0103ri sectoriale ale riscurilor de sp\u0103lare de bani \u0219i finan\u021bare a terorismului<\/strong><\/h3>\n<\/div><\/div>\n\n\n<style>.kadence-column4599_0d6807-6a > .kt-inside-inner-col{display:flex;}.kadence-column4599_0d6807-6a > .kt-inside-inner-col,.kadence-column4599_0d6807-6a > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_0d6807-6a > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_0d6807-6a > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_0d6807-6a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_0d6807-6a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_0d6807-6a{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_0d6807-6a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_0d6807-6a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_0d6807-6a\"><div class=\"kt-inside-inner-col\">\n<p class=\"ticss-e52e63e1\">Procesele de evaluare sectorial\u0103 au fost realizate \u00een scopul implement\u0103rii prevederilor Legii nr. 308\/2017 privind prevenirea \u0219i combaterea sp\u0103l\u0103rii banilor \u0219i finan\u021b\u0103rii terorismului, precum \u0219i al conform\u0103rii cu standardele interna\u021bionale stabilite de FATF. \u00cen anul 2024 au fost realizate evalu\u0103ri ale riscurilor \u00een trei domenii distincte, dup\u0103 cum urmeaz\u0103:<br><br>1. evaluarea riscurilor de sp\u0103lare a banilor \u0219i de finan\u021bare a terorismului asociate activelor virtuale \u0219i furnizorilor de servicii privind activele virtuale;<br>2. evaluarea riscurilor de utilizare a persoanelor juridice, fiduciilor sau a altor construc\u021bii juridice similare \u00een scopul sp\u0103l\u0103rii banilor \u0219i al finan\u021b\u0103rii terorismului;<br>3. evaluarea riscurilor de utilizare a organiza\u021biilor necomerciale \u00een scopul finan\u021b\u0103rii terorismului.<br><br>\u00cen baza rezultatelor acestor evalu\u0103ri, au fost identificate principalele vulnerabilit\u0103\u021bi \u0219i amenin\u021b\u0103ri specifice fiec\u0103rui domeniu, fiind formulate recomand\u0103ri \u0219i m\u0103suri menite s\u0103 consolideze cadrul de prevenire \u0219i combatere a sp\u0103l\u0103rii banilor \u0219i a finan\u021b\u0103rii terorismului.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column4599_aa7b29-d7 > .kt-inside-inner-col,.kadence-column4599_aa7b29-d7 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_aa7b29-d7 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_aa7b29-d7 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_aa7b29-d7 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_aa7b29-d7 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_aa7b29-d7{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_aa7b29-d7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_aa7b29-d7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_aa7b29-d7\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-iconlist.kt-svg-icon-list-items4599_b60611-2f:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items4599_b60611-2f ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items4599_b60611-2f ul.kt-svg-icon-list{grid-row-gap:20px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items4599_b60611-2f ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items4599_b60611-2f ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items4599_b60611-2f ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{font-size:19px;}.kt-svg-icon-list-items4599_b60611-2f ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items4599_b60611-2f kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop ticss-cbb60611\"><ul class=\"kt-svg-icon-list\">\n\n<style>.kt-svg-icon-list-item-4599_651835-ad .kt-svg-icon-list-single{font-size:30px !important;}.kt-svg-icon-list-item-4599_651835-ad .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-4599_651835-ad ticss-e2e55843\"><a href=\"https:\/\/spcsb.md\/wp-content\/uploads\/2026\/03\/NRA_FINAL_EN.pdf\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_arrowDownCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><polyline points=\"8 12 12 16 16 12\"\/><line x1=\"12\" y1=\"8\" x2=\"12\" y2=\"16\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">See full <strong><strong>National report on the assessment of money laundering and terrorist financing risks related to virtual assets and virtual asset service providers<\/strong><\/strong><\/span><\/a><\/li>\n\n\n<style>.kt-svg-icon-list-item-4599_9cb6da-6a .kt-svg-icon-list-single{font-size:30px !important;}.kt-svg-icon-list-item-4599_9cb6da-6a .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-4599_9cb6da-6a ticss-299cb6da\"><a href=\"https:\/\/spcsb.md\/wp-content\/uploads\/2025\/10\/Raport-NRA-PJ_F_CJS-1.pdf\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_arrowDownCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><polyline points=\"8 12 12 16 16 12\"\/><line x1=\"12\" y1=\"8\" x2=\"12\" y2=\"16\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Vezi integral <strong>Raport na\u021bional de evaluare a riscurilor de utilizare a persoanelor juridice \u0219i fiduciilor sau construc\u021biilor juridice similare \u00een scopul sp\u0103l\u0103rii banilor \u0219i finan\u021b\u0103rii terorismului<\/strong><\/span><\/a><\/li>\n\n\n<style>.kt-svg-icon-list-item-4599_254a39-29 .kt-svg-icon-list-single{font-size:30px !important;}.kt-svg-icon-list-item-4599_254a39-29 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-4599_254a39-29 ticss-299cb6da\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_arrowDownCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><polyline points=\"8 12 12 16 16 12\"\/><line x1=\"12\" y1=\"8\" x2=\"12\" y2=\"16\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Vezi integral <strong>Raport na\u021bional de evaluare a riscurilor de utilizare a organiza\u021biilor necomerciale \u00een scopul finan\u021b\u0103rii terorismului<\/strong><\/span><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n\n\n<style>.kadence-column4599_09e567-fa > .kt-inside-inner-col{display:flex;}.kadence-column4599_09e567-fa > .kt-inside-inner-col,.kadence-column4599_09e567-fa > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_09e567-fa > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_09e567-fa > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_09e567-fa > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_09e567-fa > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_09e567-fa{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_09e567-fa > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_09e567-fa > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_09e567-fa kvs-sm-false\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id4599_3a1168-67 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id4599_3a1168-67 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id4599_3a1168-67 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-none, 0rem );padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(45% - ((var(--global-kb-gap-none, 0rem ) * 2 )\/3)))minmax(0, calc(10% - ((var(--global-kb-gap-none, 0rem ) * 2 )\/3)))minmax(0, calc(45% - ((var(--global-kb-gap-none, 0rem ) * 2 )\/3)));}.kb-row-layout-id4599_3a1168-67 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id4599_3a1168-67 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-id4599_3a1168-67 > .kt-row-column-wrap{grid-template-columns:repeat(3, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id4599_3a1168-67 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id4599_3a1168-67 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id4599_3a1168-67 alignnone timeline-item wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column4599_237bd8-58 > .kt-inside-inner-col,.kadence-column4599_237bd8-58 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_237bd8-58 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_237bd8-58 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_237bd8-58 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_237bd8-58 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_237bd8-58{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_237bd8-58 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_237bd8-58 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_237bd8-58\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n\n<style>.kadence-column4599_15bdbc-02 > .kt-inside-inner-col{display:flex;}.kadence-column4599_15bdbc-02 > .kt-inside-inner-col,.kadence-column4599_15bdbc-02 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_15bdbc-02 > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_15bdbc-02 > .kt-inside-inner-col{flex-direction:column;align-items:center;}.kadence-column4599_15bdbc-02 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column4599_15bdbc-02 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column4599_15bdbc-02 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_15bdbc-02 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_15bdbc-02{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_15bdbc-02 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}@media all and (max-width: 767px){.kadence-column4599_15bdbc-02 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_15bdbc-02 kvs-sm-false\"><div class=\"kt-inside-inner-col\"><style>.kt-svg-icons4599_b0cbe3-9c .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette4, #2D3748);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons4599_b0cbe3-9c{justify-content:center;}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons4599_b0cbe3-9c alignnone\"><style>.kt-svg-item-4599_1555f8-c6 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-4599_1555f8-c6 .kb-svg-icon-wrap{font-size:50px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-default kt-svg-icon-wrap kt-svg-item-4599_1555f8-c6\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_moreVertical\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"1\"\/><circle cx=\"12\" cy=\"5\" r=\"1\"\/><circle cx=\"12\" cy=\"19\" r=\"1\"\/><\/svg><\/span><\/div>\n<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column4599_d2eae9-a7 > .kt-inside-inner-col{display:flex;}.kadence-column4599_d2eae9-a7 > .kt-inside-inner-col,.kadence-column4599_d2eae9-a7 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_d2eae9-a7 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_d2eae9-a7 > .kt-inside-inner-col{flex-direction:column;align-items:flex-start;}.kadence-column4599_d2eae9-a7 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column4599_d2eae9-a7 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column4599_d2eae9-a7 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_d2eae9-a7 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_d2eae9-a7{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_d2eae9-a7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:flex-start;}}@media all and (max-width: 767px){.kadence-column4599_d2eae9-a7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:flex-start;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_d2eae9-a7 kb-section-dir-vertical\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n<style>.kadence-column4599_06a890-c3 > .kt-inside-inner-col{display:flex;}.kadence-column4599_06a890-c3 > .kt-inside-inner-col,.kadence-column4599_06a890-c3 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_06a890-c3 > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_06a890-c3 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_06a890-c3 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_06a890-c3 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_06a890-c3{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_06a890-c3 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_06a890-c3 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_06a890-c3\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-none, 0rem );padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(45% - ((var(--global-kb-gap-none, 0rem ) * 2 )\/3)))minmax(0, calc(10% - ((var(--global-kb-gap-none, 0rem ) * 2 )\/3)))minmax(0, calc(45% - ((var(--global-kb-gap-none, 0rem ) * 2 )\/3)));}.kb-row-layout-id4599_9a0745-aa > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap{grid-template-columns:repeat(3, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap{row-gap:var(--global-kb-gap-sm, 1rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(1 of *:not(style)){order:3;}.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(2 of *:not(style)){order:2;}.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(3 of *:not(style)){order:1;}.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(4 of *:not(style)){order:13;}.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(5 of *:not(style)){order:12;}.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(6 of *:not(style)){order:11;}.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(7 of *:not(style)){order:23;}.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(8 of *:not(style)){order:22;}.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(9 of *:not(style)){order:21;}.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(10 of *:not(style)){order:33;}.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(11 of *:not(style)){order:32;}.kb-row-layout-id4599_9a0745-aa > .kt-row-column-wrap > .wp-block-kadence-column:nth-child(12 of *:not(style)){order:31;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id4599_9a0745-aa alignnone timeline-item wp-block-kadence-rowlayout\" id=\"NRA2022\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column4599_6f46a6-f9 > .kt-inside-inner-col{display:flex;}.kadence-column4599_6f46a6-f9 > .kt-inside-inner-col,.kadence-column4599_6f46a6-f9 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_6f46a6-f9 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_6f46a6-f9 > .kt-inside-inner-col{flex-direction:column;align-items:flex-start;}.kadence-column4599_6f46a6-f9 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column4599_6f46a6-f9 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column4599_6f46a6-f9 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_6f46a6-f9 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_6f46a6-f9{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_6f46a6-f9 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:flex-start;}}@media all and (max-width: 767px){.kadence-column4599_6f46a6-f9 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:flex-start;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_6f46a6-f9 kb-section-dir-vertical\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id4599_674301-dd > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id4599_674301-dd > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id4599_674301-dd > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);}.kb-row-layout-id4599_674301-dd > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id4599_674301-dd > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id4599_674301-dd > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id4599_674301-dd > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-id4599_674301-dd > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id4599_674301-dd > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id4599_674301-dd > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id4599_674301-dd alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-row kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column4599_cce88f-91 > .kt-inside-inner-col,.kadence-column4599_cce88f-91 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_cce88f-91 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_cce88f-91 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_cce88f-91 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_cce88f-91 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_cce88f-91{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_cce88f-91 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_cce88f-91 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_cce88f-91\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading4599_2d4f63-24, .wp-block-kadence-advancedheading.kt-adv-heading4599_2d4f63-24[data-kb-block=\"kb-adv-heading4599_2d4f63-24\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading4599_2d4f63-24 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4599_2d4f63-24[data-kb-block=\"kb-adv-heading4599_2d4f63-24\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4599_2d4f63-24 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4599_2d4f63-24[data-kb-block=\"kb-adv-heading4599_2d4f63-24\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading4599_2d4f63-24 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4599_2d4f63-24\"><strong><strong>Evaluarea na\u021bional\u0103 a riscurilor \u00een domeniul sp\u0103l\u0103rii banilor \u0219i finan\u021b\u0103rii terorismului<\/strong><\/strong><\/h3>\n<\/div><\/div>\n\n\n<style>.kadence-column4599_30a85e-49 > .kt-inside-inner-col{display:flex;}.kadence-column4599_30a85e-49 > .kt-inside-inner-col,.kadence-column4599_30a85e-49 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_30a85e-49 > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_30a85e-49 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_30a85e-49 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_30a85e-49 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_30a85e-49{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_30a85e-49 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_30a85e-49 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_30a85e-49\"><div class=\"kt-inside-inner-col\">\n<p class=\"ticss-e52e63e1\">Necesitatea evalu\u0103rii na\u0163ionale a riscurilor \u00een domeniul sp\u0103l\u0103rii banilor \u015fi finan\u0163\u0103rii terorismului, pentru perioada 2017-2020, reprezint\u0103 o ac\u0163iune prioritar\u0103 a Planului de ac\u0163iuni al Strategiei na\u0163ionale \u00een domeniul prevenirii \u015fi combaterii sp\u0103l\u0103rii banilor \u015fi finan\u0163\u0103rii terorismului \u015fi rezid\u0103 din Recomandarea&nbsp;1 FATF. Astfel, obiectivul de baz\u0103 a procesului de evaluare na\u0163ional\u0103 a riscurilor reprezint\u0103 identificarea, analiza \u015fi perceperea riscurilor de sp\u0103lare a banilor \u015fi finan\u0163are a terorismului cu care se confrunt\u0103 Republica Moldova.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column4599_89908f-ad > .kt-inside-inner-col,.kadence-column4599_89908f-ad > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_89908f-ad > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_89908f-ad > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_89908f-ad > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_89908f-ad > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_89908f-ad{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_89908f-ad > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_89908f-ad > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_89908f-ad\"><div class=\"kt-inside-inner-col\">\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items4599_8f8be1-2c:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items4599_8f8be1-2c ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items4599_8f8be1-2c ul.kt-svg-icon-list{grid-row-gap:20px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items4599_8f8be1-2c ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items4599_8f8be1-2c ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items4599_8f8be1-2c ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{font-size:19px;}.kt-svg-icon-list-items4599_8f8be1-2c ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items4599_8f8be1-2c kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop ticss-cbb60611\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-4599_1e5fef-d2 .kt-svg-icon-list-single{font-size:30px !important;}.kt-svg-icon-list-item-4599_1e5fef-d2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-4599_1e5fef-d2 ticss-e2e55843\"><a href=\"https:\/\/spcsb.md\/wp-content\/uploads\/2026\/03\/Final_RAPORT_NRA1.pdf\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_arrowDownCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><polyline points=\"8 12 12 16 16 12\"\/><line x1=\"12\" y1=\"8\" x2=\"12\" y2=\"16\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">See full <strong>National Risk Assessment Report in the Field of Money Laundering and Terrorist Financing<\/strong> (2022)<\/span><\/a><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n<style>.kadence-column4599_86467c-49 > .kt-inside-inner-col{display:flex;}.kadence-column4599_86467c-49 > .kt-inside-inner-col,.kadence-column4599_86467c-49 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_86467c-49 > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_86467c-49 > .kt-inside-inner-col{flex-direction:column;align-items:center;}.kadence-column4599_86467c-49 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column4599_86467c-49 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column4599_86467c-49 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_86467c-49 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_86467c-49{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_86467c-49 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}@media all and (max-width: 767px){.kadence-column4599_86467c-49 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_86467c-49 timeline-center\"><div class=\"kt-inside-inner-col\"><style>.kt-svg-icons4599_8926b0-ef .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette4, #2D3748);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons4599_8926b0-ef{justify-content:center;}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons4599_8926b0-ef alignnone\"><style>.kt-svg-item-4599_de7bcc-95 .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-4599_de7bcc-95 .kb-svg-icon-wrap{font-size:50px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-default kt-svg-icon-wrap kt-svg-item-4599_de7bcc-95 timeline-icon\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronsLeft\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"11 17 6 12 11 7\"\/><polyline points=\"18 17 13 12 18 7\"\/><\/svg><\/span><\/div>\n<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column4599_86b899-ce > .kt-inside-inner-col,.kadence-column4599_86b899-ce > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_86b899-ce > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_86b899-ce > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_86b899-ce > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_86b899-ce > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_86b899-ce{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_86b899-ce > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_86b899-ce > .kt-inside-inner-col{display:flex;flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_86b899-ce\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading4599_b3cd7b-8b, .wp-block-kadence-advancedheading.kt-adv-heading4599_b3cd7b-8b[data-kb-block=\"kb-adv-heading4599_b3cd7b-8b\"]{text-align:left;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading4599_b3cd7b-8b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4599_b3cd7b-8b[data-kb-block=\"kb-adv-heading4599_b3cd7b-8b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4599_b3cd7b-8b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4599_b3cd7b-8b[data-kb-block=\"kb-adv-heading4599_b3cd7b-8b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading4599_b3cd7b-8b timeline-year wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4599_b3cd7b-8b\"><strong>2022<\/strong><\/h2>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n<style>.kadence-column4599_1ed958-15 > .kt-inside-inner-col{display:flex;}.kadence-column4599_1ed958-15 > .kt-inside-inner-col,.kadence-column4599_1ed958-15 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_1ed958-15 > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_1ed958-15 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_1ed958-15 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_1ed958-15 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_1ed958-15{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_1ed958-15 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_1ed958-15 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_1ed958-15 kvs-sm-false\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id4599_9a4727-93 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id4599_9a4727-93 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id4599_9a4727-93 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-none, 0rem );padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(45% - ((var(--global-kb-gap-none, 0rem ) * 2 )\/3)))minmax(0, calc(10% - ((var(--global-kb-gap-none, 0rem ) * 2 )\/3)))minmax(0, calc(45% - ((var(--global-kb-gap-none, 0rem ) * 2 )\/3)));}.kb-row-layout-id4599_9a4727-93 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id4599_9a4727-93 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-id4599_9a4727-93 > .kt-row-column-wrap{grid-template-columns:repeat(3, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id4599_9a4727-93 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id4599_9a4727-93 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id4599_9a4727-93 alignnone timeline-item wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column4599_a4d92e-b9 > .kt-inside-inner-col,.kadence-column4599_a4d92e-b9 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_a4d92e-b9 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_a4d92e-b9 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_a4d92e-b9 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_a4d92e-b9 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_a4d92e-b9{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_a4d92e-b9 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_a4d92e-b9 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_a4d92e-b9\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n\n<style>.kadence-column4599_6cb5a7-43 > .kt-inside-inner-col{display:flex;}.kadence-column4599_6cb5a7-43 > .kt-inside-inner-col,.kadence-column4599_6cb5a7-43 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_6cb5a7-43 > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_6cb5a7-43 > .kt-inside-inner-col{flex-direction:column;align-items:center;}.kadence-column4599_6cb5a7-43 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column4599_6cb5a7-43 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column4599_6cb5a7-43 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_6cb5a7-43 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_6cb5a7-43{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_6cb5a7-43 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}@media all and (max-width: 767px){.kadence-column4599_6cb5a7-43 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_6cb5a7-43 kvs-sm-false\"><div class=\"kt-inside-inner-col\"><style>.kt-svg-icons4599_572c76-c7 .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette4, #2D3748);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons4599_572c76-c7{justify-content:center;}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons4599_572c76-c7 alignnone\"><style>.kt-svg-item-4599_1c3b63-5a .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-4599_1c3b63-5a .kb-svg-icon-wrap{font-size:50px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-default kt-svg-icon-wrap kt-svg-item-4599_1c3b63-5a\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_moreVertical\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"1\"\/><circle cx=\"12\" cy=\"5\" r=\"1\"\/><circle cx=\"12\" cy=\"19\" r=\"1\"\/><\/svg><\/span><\/div>\n<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column4599_55bf7a-75 > .kt-inside-inner-col{display:flex;}.kadence-column4599_55bf7a-75 > .kt-inside-inner-col,.kadence-column4599_55bf7a-75 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_55bf7a-75 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_55bf7a-75 > .kt-inside-inner-col{flex-direction:column;align-items:flex-start;}.kadence-column4599_55bf7a-75 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column4599_55bf7a-75 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column4599_55bf7a-75 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_55bf7a-75 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_55bf7a-75{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_55bf7a-75 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:flex-start;}}@media all and (max-width: 767px){.kadence-column4599_55bf7a-75 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:flex-start;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_55bf7a-75 kb-section-dir-vertical\"><div class=\"kt-inside-inner-col\"><\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n<style>.kadence-column4599_0178bc-de > .kt-inside-inner-col,.kadence-column4599_0178bc-de > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_0178bc-de > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_0178bc-de > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_0178bc-de > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_0178bc-de > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_0178bc-de{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_0178bc-de > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_0178bc-de > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_0178bc-de\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id4599_10c684-c0 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id4599_10c684-c0 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id4599_10c684-c0 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-none, 0rem );row-gap:var(--global-kb-gap-none, 0rem );padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(45% - ((var(--global-kb-gap-none, 0rem ) * 2 )\/3)))minmax(0, calc(10% - ((var(--global-kb-gap-none, 0rem ) * 2 )\/3)))minmax(0, calc(45% - ((var(--global-kb-gap-none, 0rem ) * 2 )\/3)));}.kb-row-layout-id4599_10c684-c0 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id4599_10c684-c0 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-id4599_10c684-c0 > .kt-row-column-wrap{grid-template-columns:repeat(3, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id4599_10c684-c0 > .kt-row-column-wrap{row-gap:var(--global-kb-gap-sm, 1rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id4599_10c684-c0 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id4599_10c684-c0 alignnone timeline-item wp-block-kadence-rowlayout\" id=\"NRA2017\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column4599_f36423-2e > .kt-inside-inner-col,.kadence-column4599_f36423-2e > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_f36423-2e > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_f36423-2e > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_f36423-2e > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_f36423-2e > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_f36423-2e{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_f36423-2e > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_f36423-2e > .kt-inside-inner-col{display:flex;flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_f36423-2e kb-section-dir-vertical\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading4599_975196-41, .wp-block-kadence-advancedheading.kt-adv-heading4599_975196-41[data-kb-block=\"kb-adv-heading4599_975196-41\"]{text-align:right;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading4599_975196-41 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4599_975196-41[data-kb-block=\"kb-adv-heading4599_975196-41\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4599_975196-41 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4599_975196-41[data-kb-block=\"kb-adv-heading4599_975196-41\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading4599_975196-41 timeline-year wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4599_975196-41\"><strong>2017<\/strong><\/h2>\n<\/div><\/div>\n\n\n<style>.kadence-column4599_a76729-1f > .kt-inside-inner-col{display:flex;}.kadence-column4599_a76729-1f > .kt-inside-inner-col,.kadence-column4599_a76729-1f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_a76729-1f > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_a76729-1f > .kt-inside-inner-col{flex-direction:column;align-items:center;}.kadence-column4599_a76729-1f > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column4599_a76729-1f > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column4599_a76729-1f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_a76729-1f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_a76729-1f{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_a76729-1f > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}@media all and (max-width: 767px){.kadence-column4599_a76729-1f > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_a76729-1f timeline-center\"><div class=\"kt-inside-inner-col\"><style>.kt-svg-icons4599_09efb2-99 .kt-svg-item-0 .kb-svg-icon-wrap{color:var(--global-palette4, #2D3748);font-size:50px;}.wp-block-kadence-icon.kt-svg-icons4599_09efb2-99{justify-content:center;}<\/style>\n<div class=\"wp-block-kadence-icon kt-svg-icons kt-svg-icons4599_09efb2-99 alignnone\"><style>.kt-svg-item-4599_184001-7f .kb-svg-icon-wrap, .kt-svg-style-stacked.kt-svg-item-4599_184001-7f .kb-svg-icon-wrap{font-size:50px;}<\/style>\n<div class=\"wp-block-kadence-single-icon kt-svg-style-default kt-svg-icon-wrap kt-svg-item-4599_184001-7f timeline-icon\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_chevronsRight\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"13 17 18 12 13 7\"\/><polyline points=\"6 17 11 12 6 7\"\/><\/svg><\/span><\/div>\n<\/div>\n<\/div><\/div>\n\n\n<style>.kadence-column4599_cb5486-66 > .kt-inside-inner-col,.kadence-column4599_cb5486-66 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_cb5486-66 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_cb5486-66 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_cb5486-66 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_cb5486-66 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_cb5486-66{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_cb5486-66 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_cb5486-66 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_cb5486-66\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id4599_c9dc70-97 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id4599_c9dc70-97 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id4599_c9dc70-97 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);}.kb-row-layout-id4599_c9dc70-97 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id4599_c9dc70-97 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id4599_c9dc70-97 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id4599_c9dc70-97 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-id4599_c9dc70-97 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id4599_c9dc70-97 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id4599_c9dc70-97 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id4599_c9dc70-97 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-row kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column4599_a62892-b3 > .kt-inside-inner-col,.kadence-column4599_a62892-b3 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_a62892-b3 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_a62892-b3 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_a62892-b3 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_a62892-b3 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_a62892-b3{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_a62892-b3 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_a62892-b3 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_a62892-b3\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading4599_7a463d-07, .wp-block-kadence-advancedheading.kt-adv-heading4599_7a463d-07[data-kb-block=\"kb-adv-heading4599_7a463d-07\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading4599_7a463d-07 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4599_7a463d-07[data-kb-block=\"kb-adv-heading4599_7a463d-07\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading4599_7a463d-07 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading4599_7a463d-07[data-kb-block=\"kb-adv-heading4599_7a463d-07\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading4599_7a463d-07 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading4599_7a463d-07\"><strong><strong><strong>Evaluarea na\u021bional\u0103 a riscurilor \u00een domeniul sp\u0103l\u0103rii banilor \u0219i finan\u021b\u0103rii terorismului<\/strong><\/strong><\/strong><\/h3>\n<\/div><\/div>\n\n\n<style>.kadence-column4599_9908a4-63 > .kt-inside-inner-col,.kadence-column4599_9908a4-63 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_9908a4-63 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_9908a4-63 > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_9908a4-63 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_9908a4-63 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_9908a4-63{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_9908a4-63 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_9908a4-63 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_9908a4-63\"><div class=\"kt-inside-inner-col\">\n<p class=\"ticss-e52e63e1\">Realizarea primei evalu\u0103ri na\u0163ionale a riscurilor \u00een domeniul sp\u0103l\u0103rii banilor \u015fi finan\u0163\u0103rii terorismului a fost posibil\u0103 doar urmare consolid\u0103rii eforturilor autorit\u0103\u0163ilor na\u0163ionale \u015fi asisten\u0163ei B\u0103ncii Mondiale, care a elaborat metodologia de evaluare \u00een domeniu. Astfel, la solicitarea de asisten\u0163\u0103 tehnic\u0103, adresat\u0103 B\u0103ncii Mondiale, \u00een noiembrie 2013, \u015fi confirm\u0103rii finan\u0163\u0103rii acesteia, prin Hot\u0103r\u00e2rea Guvernului nr. 697 din 09.10.2015, a fost ini\u0163iat procesul de evaluare na\u0163ional\u0103 \u00een domeniul sp\u0103l\u0103rii banilor \u015fi finan\u0163\u0103rii terorismului.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column4599_976705-3b > .kt-inside-inner-col,.kadence-column4599_976705-3b > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column4599_976705-3b > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4599_976705-3b > .kt-inside-inner-col{flex-direction:column;}.kadence-column4599_976705-3b > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column4599_976705-3b > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column4599_976705-3b{position:relative;}@media all and (max-width: 1024px){.kadence-column4599_976705-3b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column4599_976705-3b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column4599_976705-3b\"><div class=\"kt-inside-inner-col\">\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items4599_df320d-dd:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items4599_df320d-dd ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items4599_df320d-dd ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items4599_df320d-dd ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items4599_df320d-dd ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items4599_df320d-dd ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{font-size:19px;}.kt-svg-icon-list-items4599_df320d-dd ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items4599_df320d-dd kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-4599_736539-17 .kt-svg-icon-list-single{font-size:30px !important;}.kt-svg-icon-list-item-4599_736539-17 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-4599_736539-17 ticss-9f9fa5f9\"><a href=\"https:\/\/spcsb.md\/wp-content\/uploads\/2026\/03\/NRA_EN.pdf\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_arrowDownCircle kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><circle cx=\"12\" cy=\"12\" r=\"10\"\/><polyline points=\"8 12 12 16 16 12\"\/><line x1=\"12\" y1=\"8\" x2=\"12\" y2=\"16\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">See full <strong>National Risk Assessment Report in the Field of Money Laundering and Terrorist Financing<\/strong> (2017)<\/span><\/a><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Evaluarea na\u021bional\u0103 a riscurilor \u00een domeniul sp\u0103l\u0103rii banilor \u0219i finan\u021b\u0103rii terorismului Procesul de evaluare na\u021bional\u0103 a riscurilor a fost efectuat pentru perioada anilor 2020-2024 \u0219i are drept scop relevarea amenin\u021b\u0103rilor \u0219i vulnerabilit\u0103\u021bilor existente \u00een sistemul na\u021bional de prevenire \u0219i combatere a sp\u0103l\u0103rii banilor \u0219i finan\u021b\u0103rii terorismului. Rezultatele procesului de evaluare contribuie la gestionarea \u015fi alocarea&#8230;<\/p>","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_themeisle_gutenberg_block_has_review":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","slim_seo":{"title":"Evaluarea riscurilor - Serviciul Prevenirea \u015fi Combaterea Sp\u0103l\u0103rii Banilor","description":""},"footnotes":""},"class_list":["post-4599","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/spcsb.md\/en\/wp-json\/wp\/v2\/pages\/4599","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/spcsb.md\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/spcsb.md\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/spcsb.md\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/spcsb.md\/en\/wp-json\/wp\/v2\/comments?post=4599"}],"version-history":[{"count":58,"href":"https:\/\/spcsb.md\/en\/wp-json\/wp\/v2\/pages\/4599\/revisions"}],"predecessor-version":[{"id":8481,"href":"https:\/\/spcsb.md\/en\/wp-json\/wp\/v2\/pages\/4599\/revisions\/8481"}],"wp:attachment":[{"href":"https:\/\/spcsb.md\/en\/wp-json\/wp\/v2\/media?parent=4599"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}