{"id":2085,"date":"2025-04-23T14:50:28","date_gmt":"2025-04-23T11:50:28","guid":{"rendered":"https:\/\/spcsb.md\/?page_id=2085"},"modified":"2026-01-06T11:11:23","modified_gmt":"2026-01-06T09:11:23","slug":"legislatia-internationala","status":"publish","type":"page","link":"https:\/\/spcsb.md\/en\/legislatia-internationala\/","title":{"rendered":"International Legislation"},"content":{"rendered":"<style>.kb-row-layout-id2085_83a582-11 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2085_83a582-11 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2085_83a582-11 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1300px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(60% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(40% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-id2085_83a582-11 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2085_83a582-11 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id2085_83a582-11 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2085_83a582-11 alignnone has-theme-palette9-background-color kt-row-has-bg wp-block-kadence-rowlayout\" id=\"fatf\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column2085_ee0182-ff > .kt-inside-inner-col,.kadence-column2085_ee0182-ff > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2085_ee0182-ff > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2085_ee0182-ff > .kt-inside-inner-col{flex-direction:column;}.kadence-column2085_ee0182-ff > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2085_ee0182-ff > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2085_ee0182-ff{position:relative;}@media all and (max-width: 1024px){.kadence-column2085_ee0182-ff > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2085_ee0182-ff > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2085_ee0182-ff\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id2085_f8ce38-b6 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2085_f8ce38-b6 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2085_f8ce38-b6 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id2085_f8ce38-b6 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id2085_f8ce38-b6 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2085_f8ce38-b6 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2085_f8ce38-b6 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-id2085_f8ce38-b6 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2085_f8ce38-b6 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id2085_f8ce38-b6 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2085_f8ce38-b6 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-4-columns kt-row-layout-row kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2085_c7cf3b-9c > .kt-inside-inner-col,.kadence-column2085_c7cf3b-9c > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2085_c7cf3b-9c > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2085_c7cf3b-9c > .kt-inside-inner-col{flex-direction:column;}.kadence-column2085_c7cf3b-9c > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2085_c7cf3b-9c > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2085_c7cf3b-9c{position:relative;}@media all and (max-width: 1024px){.kadence-column2085_c7cf3b-9c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2085_c7cf3b-9c > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2085_c7cf3b-9c\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2085_c385a8-a3, .wp-block-kadence-advancedheading.kt-adv-heading2085_c385a8-a3[data-kb-block=\"kb-adv-heading2085_c385a8-a3\"]{font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2085_c385a8-a3 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2085_c385a8-a3[data-kb-block=\"kb-adv-heading2085_c385a8-a3\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2085_c385a8-a3 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2085_c385a8-a3[data-kb-block=\"kb-adv-heading2085_c385a8-a3\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading2085_c385a8-a3 heading-line wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2085_c385a8-a3\"><strong>Recomand\u0103ri FATF<\/strong><\/h3>\n<\/div><\/div>\n\n\n<style>.kadence-column2085_723918-17 > .kt-inside-inner-col,.kadence-column2085_723918-17 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2085_723918-17 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2085_723918-17 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2085_723918-17 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2085_723918-17 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2085_723918-17{position:relative;}@media all and (max-width: 1024px){.kadence-column2085_723918-17 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2085_723918-17 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2085_723918-17\"><div class=\"kt-inside-inner-col\">\n<p><strong>Grupul de Ac\u021biune Financiar Interna\u021bional (FATF\/GAFI)<\/strong> este organismul interguvernamental independent responsabil de stabilirea standardelor globale \u0219i promovarea politicilor pentru protejarea sistemului financiar \u00eempotriva sp\u0103l\u0103rii banilor, finan\u021b\u0103rii terorismului \u0219i prolifer\u0103rii armelor de distrugere \u00een mas\u0103. Cele 40 de Recomand\u0103ri ale FATF reprezint\u0103 standardul interna\u021bional pe care \u021b\u0103rile trebuie s\u0103 \u00eel transpun\u0103 \u00een legisla\u021bia na\u021bional\u0103 pentru a asigura transparen\u021ba tranzac\u021biilor \u0219i pentru a preveni utilizarea abuziv\u0103 a noilor tehnologii, inclusiv a activelor cripto.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column2085_234004-8f > .kt-inside-inner-col,.kadence-column2085_234004-8f > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2085_234004-8f > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2085_234004-8f > .kt-inside-inner-col{flex-direction:column;}.kadence-column2085_234004-8f > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2085_234004-8f > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2085_234004-8f{position:relative;}@media all and (max-width: 1024px){.kadence-column2085_234004-8f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2085_234004-8f > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2085_234004-8f\"><div class=\"kt-inside-inner-col\">\n<p class=\"has-small-font-size\"><strong>Recomand\u0103rile FATF care stabilesc un cadru cuprinz\u0103tor \u0219i consistent de m\u0103suri pe care \u021b\u0103rile ar trebui s\u0103 le adopte, sunt standardele globale aprobate la nivel interna\u021bional \u00eempotriva sp\u0103l\u0103rii banilor \u0219i a finan\u021b\u0103rii terorismului.<\/strong><\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column2085_15ae82-55 > .kt-inside-inner-col{display:flex;}.kadence-column2085_15ae82-55 > .kt-inside-inner-col{padding-top:0px;}.kadence-column2085_15ae82-55 > .kt-inside-inner-col,.kadence-column2085_15ae82-55 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2085_15ae82-55 > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2085_15ae82-55 > .kt-inside-inner-col{flex-direction:column;align-items:flex-start;}.kadence-column2085_15ae82-55 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column2085_15ae82-55 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column2085_15ae82-55 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2085_15ae82-55 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2085_15ae82-55{position:relative;}@media all and (max-width: 1024px){.kadence-column2085_15ae82-55 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:flex-start;}}@media all and (max-width: 767px){.kadence-column2085_15ae82-55 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:flex-start;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2085_15ae82-55 kb-section-dir-vertical\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-iconlist.kt-svg-icon-list-items2085_ebcc4d-22:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2085_ebcc4d-22 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2085_ebcc4d-22 ul.kt-svg-icon-list{grid-row-gap:20px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2085_ebcc4d-22 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:15px;}.kt-svg-icon-list-items2085_ebcc4d-22 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items2085_ebcc4d-22 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{font-size:20px;}.kt-svg-icon-list-items2085_ebcc4d-22 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items2085_ebcc4d-22 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-2085_37af0c-8e .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2085_37af0c-8e\"><a href=\"https:\/\/www.fatf-gafi.org\/en\/publications\/Fatfrecommendations\/Fatf-recommendations.html\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-down kt-svg-icon-list-single\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M413.1 222.5l22.2 22.2c9.4 9.4 9.4 24.6 0 33.9L241 473c-9.4 9.4-24.6 9.4-33.9 0L12.7 278.6c-9.4-9.4-9.4-24.6 0-33.9l22.2-22.2c9.5-9.5 25-9.3 34.3.4L184 343.4V56c0-13.3 10.7-24 24-24h32c13.3 0 24 10.7 24 24v287.4l114.8-120.5c9.3-9.8 24.8-10 34.3-.4z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong><strong><strong><strong>Recomand\u0103rile Grupului de Ac\u021biune Financiar Interna\u021bional (FATF)<\/strong><\/strong><\/strong><\/strong><\/span><\/a><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n<style>.kadence-column2085_7d06cd-83 > .kt-inside-inner-col{display:flex;}.kadence-column2085_7d06cd-83 > .kt-inside-inner-col,.kadence-column2085_7d06cd-83 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2085_7d06cd-83 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2085_7d06cd-83 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}.kadence-column2085_7d06cd-83 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column2085_7d06cd-83 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column2085_7d06cd-83 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column2085_7d06cd-83{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2085_7d06cd-83{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2085_7d06cd-83 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column2085_7d06cd-83 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2085_7d06cd-83{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column2085_7d06cd-83{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2085_7d06cd-83{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2085_7d06cd-83 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column2085_7d06cd-83 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column2085_7d06cd-83{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2085_7d06cd-83{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2085_7d06cd-83 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column2085_7d06cd-83 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2085_7d06cd-83 kvs-sm-false\"><div class=\"kt-inside-inner-col\"><style>.kb-image2085_47a645-a0:not(.kb-image-is-ratio-size) .kb-img, .kb-image2085_47a645-a0.kb-image-is-ratio-size{padding-top:0px;}.kb-image2085_47a645-a0 .kb-image-has-overlay:after{opacity:0.3;}.kb-image2085_47a645-a0 img.kb-img, .kb-image2085_47a645-a0 .kb-img img{border-top:3px solid var(--global-palette1, #3182CE);border-right:3px solid var(--global-palette1, #3182CE);border-bottom:3px solid var(--global-palette1, #3182CE);border-left:3px solid var(--global-palette1, #3182CE);}@media all and (max-width: 1024px){.kb-image2085_47a645-a0 img.kb-img, .kb-image2085_47a645-a0 .kb-img img{border-top:3px solid var(--global-palette1, #3182CE);border-right:3px solid var(--global-palette1, #3182CE);border-bottom:3px solid var(--global-palette1, #3182CE);border-left:3px solid var(--global-palette1, #3182CE);}}@media all and (max-width: 767px){.kb-image2085_47a645-a0 img.kb-img, .kb-image2085_47a645-a0 .kb-img img{border-top:3px solid var(--global-palette1, #3182CE);border-right:3px solid var(--global-palette1, #3182CE);border-bottom:3px solid var(--global-palette1, #3182CE);border-left:3px solid var(--global-palette1, #3182CE);}}<\/style>\n<figure class=\"wp-block-kadence-image kb-image2085_47a645-a0 size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/spcsb.md\/wp-content\/uploads\/2025\/12\/test4-2.png\" alt=\"Test4\" class=\"kb-img wp-image-7164\" srcset=\"https:\/\/spcsb.md\/wp-content\/uploads\/2025\/12\/test4-2.png 1024w, https:\/\/spcsb.md\/wp-content\/uploads\/2025\/12\/test4-2-300x300.png 300w, https:\/\/spcsb.md\/wp-content\/uploads\/2025\/12\/test4-2-150x150.png 150w, https:\/\/spcsb.md\/wp-content\/uploads\/2025\/12\/test4-2-768x768.png 768w, https:\/\/spcsb.md\/wp-content\/uploads\/2025\/12\/test4-2-12x12.png 12w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2085_ef7cbf-84 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2085_ef7cbf-84 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2085_ef7cbf-84 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1300px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-xxl, 5rem);grid-template-columns:minmax(0, calc(40% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(60% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-id2085_ef7cbf-84 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2085_ef7cbf-84 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id2085_ef7cbf-84 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}.heading-line {    position: relative;    display: inline-block; \/* CHEIA *\/    padding-bottom: px;    text-align: left;\t}    .heading-line::after {    content: \"\";    position: absolute;    left: 0;    bottom: 0;    height: 2px;    width: 100%; \/* EXACT c\u00e2t titlul *\/    background-color: #FFC620;\t\tborder-radius: 5px;    transform: scaleX(0);    transform-origin: left;    animation: heading-lineUnderlineGrow 2.0s ease-out forwards;}\/* ANIMA\u021aIE *\/@keyframes heading-lineUnderlineGrow {    from {        transform: scaleX(0);    }    to {        transform: scaleX(1);    }}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2085_ef7cbf-84 alignnone has-theme-palette9-background-color kt-row-has-bg wp-block-kadence-rowlayout\" id=\"directive-ue\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column2085_6639a1-97 > .kt-inside-inner-col{display:flex;}.kadence-column2085_6639a1-97 > .kt-inside-inner-col,.kadence-column2085_6639a1-97 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2085_6639a1-97 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2085_6639a1-97 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}.kadence-column2085_6639a1-97 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column2085_6639a1-97 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column2085_6639a1-97 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column2085_6639a1-97{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2085_6639a1-97{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2085_6639a1-97 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column2085_6639a1-97 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2085_6639a1-97{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column2085_6639a1-97{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2085_6639a1-97{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2085_6639a1-97 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column2085_6639a1-97 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column2085_6639a1-97{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2085_6639a1-97{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2085_6639a1-97 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column2085_6639a1-97 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2085_6639a1-97 kvs-sm-false\"><div class=\"kt-inside-inner-col\"><style>.kb-image2085_a5c0f4-44:not(.kb-image-is-ratio-size) .kb-img, .kb-image2085_a5c0f4-44.kb-image-is-ratio-size{padding-top:0px;}.kb-image2085_a5c0f4-44 .kb-image-has-overlay:after{opacity:0.3;}.kb-image2085_a5c0f4-44 img.kb-img, .kb-image2085_a5c0f4-44 .kb-img img{border-top:3px solid var(--global-palette1, #3182CE);border-right:3px solid var(--global-palette1, #3182CE);border-bottom:3px solid var(--global-palette1, #3182CE);border-left:3px solid var(--global-palette1, #3182CE);}@media all and (max-width: 1024px){.kb-image2085_a5c0f4-44 img.kb-img, .kb-image2085_a5c0f4-44 .kb-img img{border-top:3px solid var(--global-palette1, #3182CE);border-right:3px solid var(--global-palette1, #3182CE);border-bottom:3px solid var(--global-palette1, #3182CE);border-left:3px solid var(--global-palette1, #3182CE);}}@media all and (max-width: 767px){.kb-image2085_a5c0f4-44 img.kb-img, .kb-image2085_a5c0f4-44 .kb-img img{border-top:3px solid var(--global-palette1, #3182CE);border-right:3px solid var(--global-palette1, #3182CE);border-bottom:3px solid var(--global-palette1, #3182CE);border-left:3px solid var(--global-palette1, #3182CE);}}<\/style>\n<figure class=\"wp-block-kadence-image kb-image2085_a5c0f4-44\"><img loading=\"lazy\" decoding=\"async\" width=\"723\" height=\"1130\" src=\"https:\/\/spcsb.md\/wp-content\/uploads\/2025\/12\/7-e1767690079767.png\" alt=\"7\" class=\"kb-img wp-image-7046\" srcset=\"https:\/\/spcsb.md\/wp-content\/uploads\/2025\/12\/7-e1767690079767.png 723w, https:\/\/spcsb.md\/wp-content\/uploads\/2025\/12\/7-e1767690079767-192x300.png 192w, https:\/\/spcsb.md\/wp-content\/uploads\/2025\/12\/7-e1767690079767-655x1024.png 655w, https:\/\/spcsb.md\/wp-content\/uploads\/2025\/12\/7-e1767690079767-8x12.png 8w\" sizes=\"auto, (max-width: 723px) 100vw, 723px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column2085_a0ed73-1a > .kt-inside-inner-col,.kadence-column2085_a0ed73-1a > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2085_a0ed73-1a > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2085_a0ed73-1a > .kt-inside-inner-col{flex-direction:column;}.kadence-column2085_a0ed73-1a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2085_a0ed73-1a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2085_a0ed73-1a{position:relative;}@media all and (max-width: 1024px){.kadence-column2085_a0ed73-1a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2085_a0ed73-1a > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2085_a0ed73-1a\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id2085_b18797-32 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2085_b18797-32 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2085_b18797-32 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id2085_b18797-32 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id2085_b18797-32 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2085_b18797-32 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2085_b18797-32 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-id2085_b18797-32 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2085_b18797-32 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id2085_b18797-32 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2085_b18797-32 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-4-columns kt-row-layout-row kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2085_719504-33 > .kt-inside-inner-col,.kadence-column2085_719504-33 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2085_719504-33 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2085_719504-33 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2085_719504-33 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2085_719504-33 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2085_719504-33{position:relative;}@media all and (max-width: 1024px){.kadence-column2085_719504-33 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2085_719504-33 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2085_719504-33\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2085_9e2748-54, .wp-block-kadence-advancedheading.kt-adv-heading2085_9e2748-54[data-kb-block=\"kb-adv-heading2085_9e2748-54\"]{font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2085_9e2748-54 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2085_9e2748-54[data-kb-block=\"kb-adv-heading2085_9e2748-54\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2085_9e2748-54 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2085_9e2748-54[data-kb-block=\"kb-adv-heading2085_9e2748-54\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading2085_9e2748-54 heading-line wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2085_9e2748-54\"><strong>Directive UE<\/strong><\/h3>\n<\/div><\/div>\n\n\n<style>.kadence-column2085_19dd87-a7 > .kt-inside-inner-col,.kadence-column2085_19dd87-a7 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2085_19dd87-a7 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2085_19dd87-a7 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2085_19dd87-a7 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2085_19dd87-a7 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2085_19dd87-a7{position:relative;}@media all and (max-width: 1024px){.kadence-column2085_19dd87-a7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2085_19dd87-a7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2085_19dd87-a7\"><div class=\"kt-inside-inner-col\">\n<p>Directivele Uniunii Europene stabilesc cadrul comun pentru prevenirea \u0219i combaterea sp\u0103l\u0103rii banilor \u0219i finan\u021b\u0103rii terorismului, impun\u00e2nd standarde minime obligatorii pentru statele membre. Acestea sunt transpuse \u00een legisla\u021bia na\u021bional\u0103 \u0219i actualizate periodic pentru a r\u0103spunde riscurilor emergente \u0219i evolu\u021biilor pie\u021bei financiare.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column2085_a7cdd7-86 > .kt-inside-inner-col,.kadence-column2085_a7cdd7-86 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2085_a7cdd7-86 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2085_a7cdd7-86 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2085_a7cdd7-86 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2085_a7cdd7-86 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2085_a7cdd7-86{position:relative;}@media all and (max-width: 1024px){.kadence-column2085_a7cdd7-86 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2085_a7cdd7-86 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2085_a7cdd7-86\"><div class=\"kt-inside-inner-col\">\n<p class=\"has-small-font-size\"><strong>Urm\u0103toarele directive au fost deja transpuse, par\u021bial sau integral, \u00een legisla\u021bia na\u021bional\u0103, ori urmeaz\u0103 s\u0103 fie implementate \u00een perioada urm\u0103toare:<\/strong><\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column2085_b0bb69-8a > .kt-inside-inner-col{display:flex;}.kadence-column2085_b0bb69-8a > .kt-inside-inner-col{padding-top:0px;}.kadence-column2085_b0bb69-8a > .kt-inside-inner-col,.kadence-column2085_b0bb69-8a > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2085_b0bb69-8a > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2085_b0bb69-8a > .kt-inside-inner-col{flex-direction:column;align-items:flex-start;}.kadence-column2085_b0bb69-8a > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column2085_b0bb69-8a > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column2085_b0bb69-8a > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2085_b0bb69-8a > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2085_b0bb69-8a{position:relative;}@media all and (max-width: 1024px){.kadence-column2085_b0bb69-8a > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:flex-start;}}@media all and (max-width: 767px){.kadence-column2085_b0bb69-8a > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:flex-start;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2085_b0bb69-8a kb-section-dir-vertical\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-iconlist.kt-svg-icon-list-items2085_06ecb5-85:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2085_06ecb5-85 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2085_06ecb5-85 ul.kt-svg-icon-list{grid-row-gap:20px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2085_06ecb5-85 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:15px;}.kt-svg-icon-list-items2085_06ecb5-85 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items2085_06ecb5-85 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{font-size:17px;}.kt-svg-icon-list-items2085_06ecb5-85 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items2085_06ecb5-85 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-2085_cf232c-c0 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2085_cf232c-c0\"><a href=\"https:\/\/spcsb.md\/wp-content\/uploads\/2025\/09\/Directiva-UE-2024-1654.pdf\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-down kt-svg-icon-list-single\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M413.1 222.5l22.2 22.2c9.4 9.4 9.4 24.6 0 33.9L241 473c-9.4 9.4-24.6 9.4-33.9 0L12.7 278.6c-9.4-9.4-9.4-24.6 0-33.9l22.2-22.2c9.5-9.5 25-9.3 34.3.4L184 343.4V56c0-13.3 10.7-24 24-24h32c13.3 0 24 10.7 24 24v287.4l114.8-120.5c9.3-9.8 24.8-10 34.3-.4z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong><strong><strong><strong>Directiva (UE) 2024\/1654<\/strong> de modificare a Directivei (UE) 2019\/1153 \u00een ceea ce prive\u0219te accesul autorit\u0103\u021bilor competente la registrele centralizate de conturi bancare prin intermediul sistemului de interconectare \u0219i m\u0103surile tehnice de facilitare a utiliz\u0103rii eviden\u021belor tranzac\u021biilor<\/strong><\/strong><\/strong><\/span><\/a><\/li>\n\n\n<style>.kt-svg-icon-list-item-2085_ea3c32-92 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2085_ea3c32-92\"><a href=\"https:\/\/spcsb.md\/wp-content\/uploads\/2025\/09\/Directiva-2024-1640.pdf\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-down kt-svg-icon-list-single\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M413.1 222.5l22.2 22.2c9.4 9.4 9.4 24.6 0 33.9L241 473c-9.4 9.4-24.6 9.4-33.9 0L12.7 278.6c-9.4-9.4-9.4-24.6 0-33.9l22.2-22.2c9.5-9.5 25-9.3 34.3.4L184 343.4V56c0-13.3 10.7-24 24-24h32c13.3 0 24 10.7 24 24v287.4l114.8-120.5c9.3-9.8 24.8-10 34.3-.4z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Directiva (UE) 2024\/1640 privind mecanismele care trebuie instituite de statele membre pentru prevenirea utiliz\u0103rii sistemului financiar \u00een scopul sp\u0103l\u0103rii banilor sau finan\u021b\u0103rii terorismului, de modificare a Directivei (UE) 2019\/1937 \u0219i de modificare \u0219i abrogare a Directivei (UE) 2015\/849 (AMLD6)<\/strong><\/span><\/a><\/li>\n\n\n<style>.kt-svg-icon-list-item-2085_2dfb21-12 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2085_2dfb21-12\"><a href=\"https:\/\/spcsb.md\/wp-content\/uploads\/2025\/09\/6.-Directiva-UE-2019_1153-a-Parlamentului-European-si-a-CoE-de-stabilire-a-normelor-facilitare-a-utilizarii-info-financiare.pdf\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-down kt-svg-icon-list-single\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M413.1 222.5l22.2 22.2c9.4 9.4 9.4 24.6 0 33.9L241 473c-9.4 9.4-24.6 9.4-33.9 0L12.7 278.6c-9.4-9.4-9.4-24.6 0-33.9l22.2-22.2c9.5-9.5 25-9.3 34.3.4L184 343.4V56c0-13.3 10.7-24 24-24h32c13.3 0 24 10.7 24 24v287.4l114.8-120.5c9.3-9.8 24.8-10 34.3-.4z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong><strong><strong>Directiva (UE) 2019\/1153<\/strong> de stabilire a normelor de facilitare a utiliz\u0103rii informa\u021biilor financiare \u0219i de alt tip \u00een scopul prevenirii, depist\u0103rii, investig\u0103rii sau urm\u0103ririi penale a anumitor infrac\u021biuni \u0219i de abrogare a Deciziei 2000\/642\/JAI a Consiliului<\/strong><\/strong><\/span><\/a><\/li>\n\n\n\n\n<style>.kt-svg-icon-list-item-2085_f6255f-e3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2085_f6255f-e3\"><a href=\"https:\/\/spcsb.md\/wp-content\/uploads\/2025\/09\/5.-Directiva-UE-2018_1673-a-Parlamentului-European-si-a-CoE-privind-combaterea-prin-drept-penal-a-SB.pdf\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-down kt-svg-icon-list-single\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M413.1 222.5l22.2 22.2c9.4 9.4 9.4 24.6 0 33.9L241 473c-9.4 9.4-24.6 9.4-33.9 0L12.7 278.6c-9.4-9.4-9.4-24.6 0-33.9l22.2-22.2c9.5-9.5 25-9.3 34.3.4L184 343.4V56c0-13.3 10.7-24 24-24h32c13.3 0 24 10.7 24 24v287.4l114.8-120.5c9.3-9.8 24.8-10 34.3-.4z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Directiva (UE) 2018\/1673 privind combaterea prin m\u0103suri de drept penal a sp\u0103l\u0103rii banilor<\/strong><\/span><\/a><\/li>\n\n\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id2085_987f43-20 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2085_987f43-20 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2085_987f43-20 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1300px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-top:var(--global-kb-spacing-xxl, 5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);grid-template-columns:minmax(0, calc(60% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)))minmax(0, calc(40% - ((var(--global-kb-gap-md, 2rem) * 1 )\/2)));}.kb-row-layout-id2085_987f43-20 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2085_987f43-20 > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id2085_987f43-20 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2085_987f43-20 alignnone has-theme-palette9-background-color kt-row-has-bg wp-block-kadence-rowlayout\" id=\"regulamente-ue\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column2085_4f1b28-4b > .kt-inside-inner-col,.kadence-column2085_4f1b28-4b > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2085_4f1b28-4b > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2085_4f1b28-4b > .kt-inside-inner-col{flex-direction:column;}.kadence-column2085_4f1b28-4b > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2085_4f1b28-4b > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2085_4f1b28-4b{position:relative;}@media all and (max-width: 1024px){.kadence-column2085_4f1b28-4b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2085_4f1b28-4b > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2085_4f1b28-4b\"><div class=\"kt-inside-inner-col\"><style>.kb-row-layout-id2085_bd242b-27 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id2085_bd242b-27 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id2085_bd242b-27 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);padding-top:var(--global-kb-spacing-sm, 1.5rem);padding-bottom:var(--global-kb-spacing-sm, 1.5rem);}.kb-row-layout-id2085_bd242b-27 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id2085_bd242b-27 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id2085_bd242b-27 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id2085_bd242b-27 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}}@media all and (max-width: 1024px){.kb-row-layout-id2085_bd242b-27 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id2085_bd242b-27 > .kt-row-column-wrap > div:not(.added-for-specificity){grid-column:initial;}.kb-row-layout-id2085_bd242b-27 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id2085_bd242b-27 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-3-columns kt-row-layout-row kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top\">\n<style>.kadence-column2085_3fd695-37 > .kt-inside-inner-col,.kadence-column2085_3fd695-37 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2085_3fd695-37 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2085_3fd695-37 > .kt-inside-inner-col{flex-direction:column;}.kadence-column2085_3fd695-37 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2085_3fd695-37 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2085_3fd695-37{position:relative;}@media all and (max-width: 1024px){.kadence-column2085_3fd695-37 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2085_3fd695-37 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2085_3fd695-37\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading2085_0b43de-9c, .wp-block-kadence-advancedheading.kt-adv-heading2085_0b43de-9c[data-kb-block=\"kb-adv-heading2085_0b43de-9c\"]{font-size:var(--global-kb-font-size-lg, 2rem);font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading2085_0b43de-9c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading2085_0b43de-9c[data-kb-block=\"kb-adv-heading2085_0b43de-9c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading2085_0b43de-9c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading2085_0b43de-9c[data-kb-block=\"kb-adv-heading2085_0b43de-9c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading2085_0b43de-9c heading-line wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading2085_0b43de-9c\"><strong>Regulamente UE<\/strong><\/h3>\n<\/div><\/div>\n\n\n<style>.kadence-column2085_35cda7-de > .kt-inside-inner-col,.kadence-column2085_35cda7-de > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2085_35cda7-de > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2085_35cda7-de > .kt-inside-inner-col{flex-direction:column;}.kadence-column2085_35cda7-de > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2085_35cda7-de > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2085_35cda7-de{position:relative;}@media all and (max-width: 1024px){.kadence-column2085_35cda7-de > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column2085_35cda7-de > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2085_35cda7-de\"><div class=\"kt-inside-inner-col\">\n<p>Regulamentele Uniunii Europene stabilesc norme direct aplicabile \u00een toate statele membre \u00een domeniul prevenirii \u0219i combaterii sp\u0103l\u0103rii banilor \u0219i finan\u021b\u0103rii terorismului. Cele mai importante dintre acestea sunt:<\/p>\n\n\n\n<p><strong>Regulamentul <strong>privind prevenirea utiliz\u0103rii sistemului financiar \u00een scopul SB\/FT<\/strong>(AMLR)<\/strong> \u2013 armonizeaz\u0103 normele prevenirii \u0219i combaterii SB\/FT \u00een \u00eentreaga UE pentru persoanele vizate, viz\u00e2nd eliminarea lacunelor exploatate de infractori \u00een scopuri de SB\/FT. Acesta va deveni aplicabil \u00eencep\u00e2nd cu 10 iulie 2027, cu excep\u021bia anumitor prevederi care devin aplicabile \u00eentr-o etap\u0103 ulterioar\u0103. <br><strong>Regulamentul privind Autoritatea de Combatere a Sp\u0103l\u0103rii Banilor (AMLA)<\/strong> \u2013 creeaz\u0103 prima Autoritate central\u0103 AML\/CFT (AMLA) din UE. Regulamentul va \u00eencepe s\u0103 se aplice \u00eencep\u00e2nd cu 1 iulie 2025. Cu toate acestea, anumite articole din AMLA au devenit deja aplicabile la 26 iunie 2024.<br><strong>Regulamentul privind pie\u021bele criptoactivelor (MiCA) &#8211; <\/strong>stabile\u0219te un cadru legislativ unitar \u00een Uniunea European\u0103 pentru pia\u021ba activelor digitale, oferind claritate juridic\u0103 \u0219i protec\u021bie sporit\u0103 investitorilor. Acesta impune reguli stricte de licen\u021biere pentru furnizorii de servicii \u0219i reglementeaz\u0103 emiterea monedelor stabile (stablecoins) pentru a asigura stabilitatea financiar\u0103 european\u0103.<br><strong>Regulamentul privind transferul de fonduri<\/strong> <strong>(Travel rule)<\/strong> \u2013 \u00eembun\u0103t\u0103\u021be\u0219te trasabilitatea \u0219i transparen\u021ba transferurilor de fonduri \u0219i criptoactive \u00een \u00eentreaga UE. Acest regulament a intrat \u00een vigoare la 30 decembrie 2024.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column2085_5d77d6-15 > .kt-inside-inner-col{display:flex;}.kadence-column2085_5d77d6-15 > .kt-inside-inner-col{padding-top:0px;}.kadence-column2085_5d77d6-15 > .kt-inside-inner-col,.kadence-column2085_5d77d6-15 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2085_5d77d6-15 > .kt-inside-inner-col{row-gap:var(--global-kb-gap-none, 0rem );column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2085_5d77d6-15 > .kt-inside-inner-col{flex-direction:column;align-items:flex-start;}.kadence-column2085_5d77d6-15 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column2085_5d77d6-15 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column2085_5d77d6-15 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column2085_5d77d6-15 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2085_5d77d6-15{position:relative;}@media all and (max-width: 1024px){.kadence-column2085_5d77d6-15 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:flex-start;}}@media all and (max-width: 767px){.kadence-column2085_5d77d6-15 > .kt-inside-inner-col{flex-direction:column;justify-content:center;align-items:flex-start;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2085_5d77d6-15 kb-section-dir-vertical\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-iconlist.kt-svg-icon-list-items2085_03485e-fa:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2085_03485e-fa ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2085_03485e-fa ul.kt-svg-icon-list{grid-row-gap:20px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items2085_03485e-fa ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:15px;}.kt-svg-icon-list-items2085_03485e-fa ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap, .kt-svg-icon-list-items2085_03485e-fa ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap a{font-size:18px;}.kt-svg-icon-list-items2085_03485e-fa ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items2085_03485e-fa kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-2085_cca731-05 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2085_cca731-05\"><a href=\"https:\/\/spcsb.md\/wp-content\/uploads\/2025\/09\/Regulamentul-UE-2024-1624.pdf\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-down kt-svg-icon-list-single\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M413.1 222.5l22.2 22.2c9.4 9.4 9.4 24.6 0 33.9L241 473c-9.4 9.4-24.6 9.4-33.9 0L12.7 278.6c-9.4-9.4-9.4-24.6 0-33.9l22.2-22.2c9.5-9.5 25-9.3 34.3.4L184 343.4V56c0-13.3 10.7-24 24-24h32c13.3 0 24 10.7 24 24v287.4l114.8-120.5c9.3-9.8 24.8-10 34.3-.4z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Regulamentul (UE) 2024\/1624 privind prevenirea utiliz\u0103rii sistemului financiar \u00een scopul sp\u0103l\u0103rii banilor sau finan\u021b\u0103rii terorismului (AMLR)<\/strong><\/span><\/a><\/li>\n\n\n<style>.kt-svg-icon-list-item-2085_d5ed32-47 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2085_d5ed32-47\"><a href=\"https:\/\/spcsb.md\/wp-content\/uploads\/2025\/09\/Regulamentul-UE-2024-1620.pdf\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-down kt-svg-icon-list-single\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M413.1 222.5l22.2 22.2c9.4 9.4 9.4 24.6 0 33.9L241 473c-9.4 9.4-24.6 9.4-33.9 0L12.7 278.6c-9.4-9.4-9.4-24.6 0-33.9l22.2-22.2c9.5-9.5 25-9.3 34.3.4L184 343.4V56c0-13.3 10.7-24 24-24h32c13.3 0 24 10.7 24 24v287.4l114.8-120.5c9.3-9.8 24.8-10 34.3-.4z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Regulamentul (UE) 2024\/1620 de instituire a Autorit\u0103\u021bii pentru Combaterea Sp\u0103l\u0103rii Banilor \u0219i a Finan\u021b\u0103rii Terorismului (AMLA)<\/strong><\/span><\/a><\/li>\n\n\n<style>.kt-svg-icon-list-item-2085_2cfac2-7c .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2085_2cfac2-7c\"><a href=\"https:\/\/spcsb.md\/wp-content\/uploads\/2025\/12\/CELEX_32023R1114_RO_TXT.pdf\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-down kt-svg-icon-list-single\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M413.1 222.5l22.2 22.2c9.4 9.4 9.4 24.6 0 33.9L241 473c-9.4 9.4-24.6 9.4-33.9 0L12.7 278.6c-9.4-9.4-9.4-24.6 0-33.9l22.2-22.2c9.5-9.5 25-9.3 34.3.4L184 343.4V56c0-13.3 10.7-24 24-24h32c13.3 0 24 10.7 24 24v287.4l114.8-120.5c9.3-9.8 24.8-10 34.3-.4z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Regulamentul (UE) 2023\/1114 privind pie\u021bele criptoactivelor (MiCA)<\/strong><\/span><\/a><\/li>\n\n\n<style>.kt-svg-icon-list-item-2085_e2e628-58 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-2085_e2e628-58\"><a href=\"https:\/\/spcsb.md\/wp-content\/uploads\/2025\/12\/Regulament-UE-2023_1113.pdf\" class=\"kt-svg-icon-link\" target=\"_blank\" rel=\"noopener noreferrer\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fas_arrow-down kt-svg-icon-list-single\"><svg viewBox=\"0 0 448 512\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M413.1 222.5l22.2 22.2c9.4 9.4 9.4 24.6 0 33.9L241 473c-9.4 9.4-24.6 9.4-33.9 0L12.7 278.6c-9.4-9.4-9.4-24.6 0-33.9l22.2-22.2c9.5-9.5 25-9.3 34.3.4L184 343.4V56c0-13.3 10.7-24 24-24h32c13.3 0 24 10.7 24 24v287.4l114.8-120.5c9.3-9.8 24.8-10 34.3-.4z\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Regulamentul (UE) 2013\/1113 privind informa\u021biile care \u00eenso\u021besc transferurile de fonduri \u0219i de anumite criptoactive<\/strong> <strong>(Travel Rule)<\/strong><\/span><\/a><\/li>\n<\/ul><\/div>\n<\/div><\/div>\n\n<\/div><\/div><\/div><\/div>\n\n\n<style>.kadence-column2085_2ef0d9-99 > .kt-inside-inner-col{display:flex;}.kadence-column2085_2ef0d9-99 > .kt-inside-inner-col,.kadence-column2085_2ef0d9-99 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column2085_2ef0d9-99 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column2085_2ef0d9-99 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;align-items:center;}.kadence-column2085_2ef0d9-99 > .kt-inside-inner-col > .kb-image-is-ratio-size{align-self:stretch;}.kadence-column2085_2ef0d9-99 > .kt-inside-inner-col > .wp-block-kadence-advancedgallery{align-self:stretch;}.kadence-column2085_2ef0d9-99 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column2085_2ef0d9-99{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2085_2ef0d9-99{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2085_2ef0d9-99 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column2085_2ef0d9-99 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column2085_2ef0d9-99{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column2085_2ef0d9-99{align-self:flex-start;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2085_2ef0d9-99{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2085_2ef0d9-99 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}}@media all and (max-width: 1024px){.kadence-column2085_2ef0d9-99 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;align-items:center;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column2085_2ef0d9-99{align-self:flex-start;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2085_2ef0d9-99{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column2085_2ef0d9-99 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;}.kadence-column2085_2ef0d9-99 > .kt-inside-inner-col{flex-direction:column;justify-content:flex-start;align-items:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column2085_2ef0d9-99 kvs-sm-false\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-image.kb-image2085_e46606-be:not(.kb-specificity-added):not(.kb-extra-specificity-added){margin-top:var(--global-kb-spacing-sm, 1.5rem);}.kb-image2085_e46606-be:not(.kb-image-is-ratio-size) .kb-img, .kb-image2085_e46606-be.kb-image-is-ratio-size{padding-top:0px;}.kb-image2085_e46606-be .kb-image-has-overlay:after{opacity:0.3;}.kb-image2085_e46606-be img.kb-img, .kb-image2085_e46606-be .kb-img img{border-top:3px solid var(--global-palette1, #3182CE);border-right:3px solid var(--global-palette1, #3182CE);border-bottom:3px solid var(--global-palette1, #3182CE);border-left:3px solid var(--global-palette1, #3182CE);}@media all and (max-width: 1024px){.kb-image2085_e46606-be img.kb-img, .kb-image2085_e46606-be .kb-img img{border-top:3px solid var(--global-palette1, #3182CE);border-right:3px solid var(--global-palette1, #3182CE);border-bottom:3px solid var(--global-palette1, #3182CE);border-left:3px solid var(--global-palette1, #3182CE);}}@media all and (max-width: 767px){.kb-image2085_e46606-be img.kb-img, .kb-image2085_e46606-be .kb-img img{border-top:3px solid var(--global-palette1, #3182CE);border-right:3px solid var(--global-palette1, #3182CE);border-bottom:3px solid var(--global-palette1, #3182CE);border-left:3px solid var(--global-palette1, #3182CE);}}<\/style>\n<figure class=\"wp-block-kadence-image kb-image2085_e46606-be size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"874\" src=\"https:\/\/spcsb.md\/wp-content\/uploads\/2025\/12\/6-e1766149915654.png\" alt=\"6\" class=\"kb-img wp-image-7044\" srcset=\"https:\/\/spcsb.md\/wp-content\/uploads\/2025\/12\/6-e1766149915654.png 640w, https:\/\/spcsb.md\/wp-content\/uploads\/2025\/12\/6-e1766149915654-220x300.png 220w, https:\/\/spcsb.md\/wp-content\/uploads\/2025\/12\/6-e1766149915654-9x12.png 9w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div><\/div>\n\n<\/div><\/div>\n\n","protected":false},"excerpt":{"rendered":"<p>Recomand\u0103ri FATF Grupul de Ac\u021biune Financiar Interna\u021bional (FATF\/GAFI) este organismul interguvernamental independent responsabil de stabilirea standardelor globale \u0219i promovarea politicilor pentru protejarea sistemului financiar \u00eempotriva sp\u0103l\u0103rii banilor, finan\u021b\u0103rii terorismului \u0219i prolifer\u0103rii armelor de distrugere \u00een mas\u0103. Cele 40 de Recomand\u0103ri ale FATF reprezint\u0103 standardul interna\u021bional pe care \u021b\u0103rile trebuie s\u0103 \u00eel transpun\u0103 \u00een legisla\u021bia na\u021bional\u0103&#8230;<\/p>","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_themeisle_gutenberg_block_has_review":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","slim_seo":{"title":"Legisla\u021bia Interna\u021bional\u0103 - Serviciul Prevenirea \u015fi Combaterea Sp\u0103l\u0103rii Banilor","description":""},"footnotes":""},"class_list":["post-2085","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/spcsb.md\/en\/wp-json\/wp\/v2\/pages\/2085","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/spcsb.md\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/spcsb.md\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/spcsb.md\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/spcsb.md\/en\/wp-json\/wp\/v2\/comments?post=2085"}],"version-history":[{"count":37,"href":"https:\/\/spcsb.md\/en\/wp-json\/wp\/v2\/pages\/2085\/revisions"}],"predecessor-version":[{"id":7424,"href":"https:\/\/spcsb.md\/en\/wp-json\/wp\/v2\/pages\/2085\/revisions\/7424"}],"wp:attachment":[{"href":"https:\/\/spcsb.md\/en\/wp-json\/wp\/v2\/media?parent=2085"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}